Art Begun said:
Certainly your insurance company always has to be informed of an
accident otherwise they could deny coverage. However they are
unlikely to ask for details unless there is a claim. Without a claim,
all they will note is that they have been given notice of an accident,
in my experience.
Correct.
Also at least in the 2 states I've had accidents
in, if only the negligent party's car is damaged, the police may not
even bother with a formal report though indeed he may give a ticket.
Some states do not centralize accident reporting, in those states the local
city/county whatever has jurisdiction and maintains the accident reports.
Not so in Oregon, by state law the state DMV runs it. However, despite
that, many local police departments in Oregon do in fact maintain
independent
accident reporting databases (Beaverton is one, for example, while Portland
is not) that are used by the city for rating road hazard abatement projects,
and by the local
police for determining patrol patterns. While there is no law
compelling a motorist to report to the locals, if your unlucky enough to be
caught in Oregon by the local cops in an accident in a jurisdiction that
maintains independent reports, they will insist you waste
your time filling out duplicate paperwork with them, before you leave the
scene.
It's just another great example of how our local government likes to
spend money keeping people employed sorting data that the state already
does.
The one exception to this is if the traffic accident is a felony - ie: hit
and run, etc.
In that case, all police departments will take reports. But in those cases,
those
reports are filed with the general criminal reports of the department.
In my current state, if you are given a ticket for an accident and the
other party is made whole the charges will probably be dropped.
Your lucky. Oregon courts never drop charges for moving voilations
if the cop shows up, no matter what the circumstances, and if the internal
paperwork is followed properly. The judge may reduce the fine to
a paltry amount but that is it. And all the police departments have pretty
much standing orders to the officers that they attend all court trials for
any moving voilation. Most tickets in fact do not go to trial because the
local courts make you jump through endless hoops in order to go before
a judge. After all, liability insurance is mandatory here, they
automatically
assume in all accidents that the other party is going to be made whole, you
don't get any points for that in the eyes of the court.
The only _legal_ ways in Oregon to get a ticket dismissed is to jump through
the hoops (which means a minimum of 3 separate personal appearances at
the courthouse before they even schedule a trial) and have either the
officer
not show up, or show an improper paperwork procedure has been done (such
as the poilice department rescheduling the appearance more than 2 times in
a row, which is not allowed) Officers generally don't show on equipment
problems (cracked headlight, expired tags, etc.) but the court will fine you
unless you show up with evidence the problem has been corrected, in which
case the ticket will remain on your record but the fine will be suspended.
For
speeding type tickets, stop sign violation tickets, etc. if in the rare
event the
cop does not show, as long as you have pled innocent all along, and you
swear out that you wern't speeding (or whatever) then the courts will drop
those. But they really do try their utmost to avoid having to drop tickets.
Out here, the challenge to the driver is to avoid getting the ticket in the
first
place, once you get one, the system is setup to milk you for everything they
can get. On the plus side, though, the state does not ban radar detectors.
(although if a cop sees one in your car if they pull you over for speeding,
they
will tack 15-20Mph on your speed as punishment)
Ted